97 Graham StDefuniak SpringsFL32435








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Defuniak Springs at 97 Graham St, Defuniak Springs, FL, 32435 uses $49,692 cash to close to unlock $4,211/yr annual cash flow and $351/mo monthly cash flow. Total monthly income runs $1,346/mo, and a $734/mo payment keeps the spread at $351/mo. Purchase price stands at $149,900, and rental yield measures 10.78% with $1,346/mo rent. Return on cash invested shows 28.38% in year one, and 5% annual appreciation builds toward $41,415 over five years. Five-year ROI reaches 148.87% and total cumulative return in cash records $73,979. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,346/mo property income covering a $734/mo payment rather than investor’s personal income.
Single Family
Built in 1971
0.42 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32435, Defuniak Springs, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,547 (100%) |
| Owner Occupied HU | 2,236 (63.0%) |
| Renter Occupied HU | 840 (23.7%) |
| Vacant Housing Units | 471 (13.3%) |
| Median Home Value | $226,724 |
| Average Home Value | $300,948 |
Housing Distribution
Address Breakdown
Residential
3,059
Single Family
2,965
Multi-Family
94
Businesses
481
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Listed by: Zach Z Barnes • Coldwell Banker Realty
Mls Name: CPAR
Mls Provider:
Mls ID: #772217
Disclaimer: IDX information is provided exclusively for consumers personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.






