97 E Saint James St APT 41San JoseCA95112








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in San Jose at 97 E Saint James St APT 41, San Jose, CA, 95112 priced at $759,000 pairs $4,068/mo rent with after a $3,715/mo payment. Total monthly income equals $4,068/mo. Return on cash invested is 10.84% in year one, and rental yield stands at 6.43% on a $759,000 basis. Equity gained on principal adds $4,898/yr, and 5% annual appreciation accumulates to $209,698 by year five. Five-year ROI measures 56.43% and total cumulative return in cash reaches $140,903. For financing, Ziffy Mortgage’s DSCR program evaluates $4,068/mo property income against a $3,715/mo payment instead of your W2s, 1099s, or Tax returns.
Condo
Built in 1986
N/A lot
$N/A/sqft
$1,022 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95112, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,764 (100%) |
| Owner Occupied HU | 6,050 (24.4%) |
| Renter Occupied HU | 16,994 (68.6%) |
| Vacant Housing Units | 1,720 ( 6.9%) |
| Median Home Value | $1,119,691 |
| Average Home Value | $1,168,240 |
Housing Distribution
Address Breakdown
Residential
23,233
Single Family
14,328
Multi-Family
8,905
Businesses
3,455
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Listed by: Jeff Hansen • eXp Realty of California Inc
Mls Name: MLSListings Inc
Mls Provider:
Mls ID: #ML81974462
Disclaimer: Based on information from the MLSListings MLS as of 2025-05-13 21:11:28 PDT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.







