97 E Saint James St APT 26San JoseCA95112
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in San Jose at 97 E Saint James St APT 26, San Jose, CA, 95112 uses $155,805 cash to close to unlock $707/yr annual cash flow and $59/mo monthly cash flow. Total monthly income runs $2,966/mo, and a $2,300/mo payment keeps the spread at $59/mo. Purchase price stands at $470,000, and rental yield measures 7.57% with $2,966/mo rent. Return on cash invested shows 20.36% in year one, and 5% annual appreciation builds toward $129,852 over five years. Five-year ROI reaches 105.26% and total cumulative return in cash records $164,001. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,966/mo property income covering a $2,300/mo payment rather than investor’s personal income.
Condo
Built in 1986
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95112, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,764 (100%) |
| Owner Occupied HU | 6,050 (24.4%) |
| Renter Occupied HU | 16,994 (68.6%) |
| Vacant Housing Units | 1,720 ( 6.9%) |
| Median Home Value | $1,119,691 |
| Average Home Value | $1,168,240 |
Housing Distribution
Address Breakdown
Residential
23,233
Single Family
14,328
Multi-Family
8,905
Businesses
3,455
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Listed by: Ronnie L. Hernandez • Compass
Mls Name: MLSListings Inc
Mls ID: #ML82024385