97 Coy RdMcCallID83638








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in McCall at 97 Coy Rd, McCall, ID, 83638 offers a 5.1% rental yield on a $1,030,000 purchase with $4,375/mo rent. 8% in year one. Equity gained on principal adds $6,646/yr while 5% annual appreciation supports $284,570 over five years. Portfolio math shows five-year ROI at 74.74% and total cumulative return in cash at $249,410. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $4,375/mo property income against a $5,041/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1983
1.71 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83638, Mccall, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,224 (100%) |
| Owner Occupied HU | 2,620 (36.3%) |
| Renter Occupied HU | 803 (11.1%) |
| Vacant Housing Units | 3,801 (52.6%) |
| Median Home Value | $755,549 |
| Average Home Value | $806,190 |
Housing Distribution
Address Breakdown
Residential
1,655
Single Family
1,653
Multi-Family
2
Businesses
601
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