9691 S Protection RdHollandNY14080
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Holland rentals match the income profile of 9691 S Protection Rd, Holland, NY, 14080. Listed at $199,999, gross rent is $2,477/mo and net cash flow is $1,141/mo, a 14.86% yield well above national averages. DSCR 2.76 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $55,256 by year five with $1,842/yr in annual principal reduction, projecting $149,758 in total cumulative return.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 14.9% | 6.2% |
| Monthly Cash Flow | $1,141 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,477 |
| Total Monthly Debt Service | $1,256 |
| DSCR Ratio | 1.97x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1995
0.67 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14080, Holland, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,938 (100%) |
| Owner Occupied HU | 1,491 (76.9%) |
| Renter Occupied HU | 284 (14.7%) |
| Vacant Housing Units | 163 ( 8.4%) |
| Median Home Value | $316,134 |
| Average Home Value | $351,081 |
Housing Distribution
Address Breakdown
Residential
1,717
Single Family
1,693
Multi-Family
24
Businesses
94
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1995
0.67 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14080, Holland, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,938 (100%) |
| Owner Occupied HU | 1,491 (76.9%) |
| Renter Occupied HU | 284 (14.7%) |
| Vacant Housing Units | 163 ( 8.4%) |
| Median Home Value | $316,134 |
| Average Home Value | $351,081 |
Housing Distribution
Address Breakdown
Residential
1,717
Single Family
1,693
Multi-Family
24
Businesses
94
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices