9685 SE 162ND PLACESummerfieldFL34491
INVESTMENT ANALYSIS
Investment Verdict
Solid Income9685 SE 162ND PLACE, Summerfield, FL, 34491 in Summerfield is a solid income-producing rental, 9.59% gross yield, $1,578/mo rent, $267/mo net cash flow on a $197,500 buy. DSCR 1.69 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $54,566 and $1,656/yr in principal reduction project a total cumulative return of $88,833.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.0% |
| Monthly Cash Flow | $267 | $300 |
City averages based on Summerfield market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,578 |
| Total Monthly Debt Service | $1,280 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1986
0.26 Acres lot
$N/A/sqft
No HOA



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


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Listed by: N/A • N/A
Mls Name: Stellar MLS
Mls Provider:
Mls ID: #G5117835











