9681 State Highway 53, Temple, TX, 76501 | $208/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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9681 State Highway 53, Temple, TX, 76501 | $208/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Temple at 9681 State Highway 53, Temple, TX, 76501 generates $1,986/mo in rent and, after a $1,224/mo payment, leaves $208/mo in cash flow. Total monthly income is $1,986/mo, and annual cash flow is $2,494/yr on $82,873 invested. Return on cash invested sits at 22.92% in year one, and rental yield is 9.53% on a $249,995 entry. Equity gained on principal adds $1,613/yr, while 5% annual appreciation builds toward $69,069 over five years. Five-year ROI reaches 120.19% and total cumulative return in cash sums $99,608. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $1,986/mo property income rather than buyer’s personal income.

Single Family

Built in 1964

0.30 Acres lot

$N/A/sqft

No HOA

More details about the property

Back on the market with an improved price! This 4-bedroom home blends modern upgrades with classic charm. Recently remodeled with updated wiring, new appliances, and stylish finishes throughout. Enjoy the spacious backyard with great views and a generous side yard perfect for gatherings or play. Located on a convenient, well-traveled street, minutes to Temple or surrounding communities.

Neighborhood Data

Neighborhood data shown for ZIP Code: 76501, Temple, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	7,880 (100%)
Owner Occupied HU	4,286 (54.4%)
Renter Occupied HU	2,877 (36.5%)
Vacant Housing Units	717 ( 9.1%)
Median Home Value	$232,289
Average Home Value	$269,705