9667 Conductor RowKimberlyAL35091
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Kimberly rental at 9667 Conductor Row, Kimberly, AL, 35091 sits in the solid-income band: 9.76% gross yield, $3,030/mo rent, $872/mo net after the $1,675/mo debt service, DSCR 1.81. Entry price of $372,400 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $102,887 and $3,430/yr in principal reduction bring total cumulative return to $196,662.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 8.0% |
| Monthly Cash Flow | $872 | $300 |
City averages based on Kimberly market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,030 |
| Total Monthly Debt Service | $2,010 |
| DSCR Ratio | 1.51x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
0.28 Acres lot
$N/A/sqft
$675 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35091, Kimberly, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,264 (100%) |
| Owner Occupied HU | 1,009 (79.8%) |
| Renter Occupied HU | 199 (15.7%) |
| Vacant Housing Units | 56 ( 4.4%) |
| Median Home Value | $321,507 |
| Average Home Value | $315,741 |
Housing Distribution
Address Breakdown
Residential
1,339
Single Family
1,339
Multi-Family
0
Businesses
42
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
0.28 Acres lot
$N/A/sqft
$675 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35091, Kimberly, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,264 (100%) |
| Owner Occupied HU | 1,009 (79.8%) |
| Renter Occupied HU | 199 (15.7%) |
| Vacant Housing Units | 56 ( 4.4%) |
| Median Home Value | $321,507 |
| Average Home Value | $315,741 |
Housing Distribution
Address Breakdown
Residential
1,339
Single Family
1,339
Multi-Family
0
Businesses
42
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Mellanie Wright • DHI Realty of Alabama
Mls Name: GALMLS
Mls Provider:
Mls ID: #21419553
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.