9662 Ridge Way, Kimberly, AL, 35091 | $14/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Kimberly at 9662 Ridge Way, Kimberly, AL, 35091 listed at $419,900 pairs $2,384/mo rent with a $2,055/mo payment to leave $14/mo cash flow. Total monthly income runs $2,384/mo, and annual cash flow reaches $169/yr on $139,197 cash to close. Return on cash invested measures 20.03% in year one, and rental yield registers 6.81% at a $419,900 basis. Equity gained on principal adds $2,710/yr, and annual property appreciation at 5% supports $116,011 by year five. Five-year ROI tracks 102.8% and total cumulative return in cash totals $143,100. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $2,384/mo property income relative to a $2,055/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in 2005

0.40 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 35091, Kimberly, AL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	1,264 (100%)
Owner Occupied HU	1,009 (79.8%)
Renter Occupied HU	199 (15.7%)
Vacant Housing Units	56 ( 4.4%)
Median Home Value	$321,507
Average Home Value	$315,741