966 Rock Creek Rd, Charlottesville, VA, 22903 | $1,228/mo Cash Flow

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966 Rock Creek Rd, Charlottesville, VA, 22903 | $1,228/mo Cash Flow | Ziffy

For Sale

Fix & Flip

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Charlottesville at 966 Rock Creek Rd, Charlottesville, VA, 22903 earns $1,228/mo cash flow from $2,630/mo rent with a $1,148/mo payment. Total monthly income totals $2,630/mo, and annual cash flow totals $14,736/yr on $77,737 capital. ROI tracks 38.86% on current figures, and rental yield reads 13.46% at a $234,500 purchase. Equity gained on principal adds $1,513/yr, and 5% annual appreciation supports $64,788 over five years. Five-year ROI reaches 204.2% and total cumulative return in cash sums $158,740. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $2,630/mo property income instead of your personal income.

Multi Family

Built in 1980

4,356 sqft lot

$N/A/sqft

No HOA

More details about the property

Excellent value-add opportunity in Charlottesville. This 3-bedroom, 1.5-bath home offers nearly 1,200 sq ft of living space and sits in a prime city location close to UVA, downtown, and major conveniences. Long-term ownership has left the property dated with deferred maintenance, making it ideal for investors, renovators, or buyers seeking sweat-equity potential. Strong rental demand and neighborhood comps support significant upside once improvements are made. Property is priced to sell and offered strictly as-is. Bring your vision and unlock the potential.

Neighborhood Data

Neighborhood data shown for ZIP Code: 22903, Charlottesville, VA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	18,943 (100%)
Owner Occupied HU	7,004 (37.0%)
Renter Occupied HU	10,256 (54.1%)
Vacant Housing Units	1,683 ( 8.9%)
Median Home Value	$603,432
Average Home Value	$711,730