9659 Cedarhurst DrCincinnatiOH45251
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 9659 Cedarhurst Dr, Cincinnati, OH, 45251 in Cincinnati. At $173,500 it earns $1,375/mo in rent and distributes $234/mo to the owner after the $780/mo payment, a consistent 9.51% yield. DSCR 1.76 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $47,935 in value; $1,598/yr in principal paydown compounds ownership stake. Total projected return: $81,129.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 6.8% |
| Monthly Cash Flow | $234 | $450 |
City averages based on Cincinnati market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,375 |
| Total Monthly Debt Service | $1,072 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1958
7,797 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45251, Cincinnati, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,831 (100%) |
| Owner Occupied HU | 6,122 (69.3%) |
| Renter Occupied HU | 2,289 (25.9%) |
| Vacant Housing Units | 420 ( 4.8%) |
| Median Home Value | $206,848 |
| Average Home Value | $254,784 |
Housing Distribution
Address Breakdown
Residential
8,824
Single Family
7,930
Multi-Family
894
Businesses
429
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1958
7,797 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45251, Cincinnati, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,831 (100%) |
| Owner Occupied HU | 6,122 (69.3%) |
| Renter Occupied HU | 2,289 (25.9%) |
| Vacant Housing Units | 420 ( 4.8%) |
| Median Home Value | $206,848 |
| Average Home Value | $254,784 |
Housing Distribution
Address Breakdown
Residential
8,824
Single Family
7,930
Multi-Family
894
Businesses
429
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sheena Lovich • Sibcy Cline, Inc.
Mls Name: Cincy MLS
Mls ID: #1861157