9655 Peachland RoadBoonvilleCA95415
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 9655 Peachland Road, Boonville, CA, 95415 in Boonville fits: $1,697,500, 1.76% gross yield, and a projected 5% annual appreciation rate adding $468,988 in value within five years. Rental yield 1.76%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.33) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $15,634/yr in principal paydown and $468,988 in appreciation project a total return of $128,271.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.8% | 6.5% |
| Monthly Cash Flow | $(8,009) | $1,500 |
City averages based on Boonville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,492 |
| Total Monthly Debt Service | $9,826 |
| DSCR Ratio | 0.25x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in N/A
330.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95415, Boonville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 564 (100%) |
| Owner Occupied HU | 248 (44.0%) |
| Renter Occupied HU | 258 (45.7%) |
| Vacant Housing Units | 58 (10.3%) |
| Median Home Value | $691,748 |
| Average Home Value | $883,548 |
Housing Distribution
Address Breakdown
Residential
76
Single Family
76
Multi-Family
0
Businesses
71
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in N/A
330.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95415, Boonville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 564 (100%) |
| Owner Occupied HU | 248 (44.0%) |
| Renter Occupied HU | 258 (45.7%) |
| Vacant Housing Units | 58 (10.3%) |
| Median Home Value | $691,748 |
| Average Home Value | $883,548 |
Housing Distribution
Address Breakdown
Residential
76
Single Family
76
Multi-Family
0
Businesses
71
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Chad Pittman • W Real Estate
Mls Name: BAREIS
Mls ID: #325036559