9649 Island RdVentressLA70783
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 9649 Island Rd, Ventress, LA, 70783 in Ventress worth study. Rental yield 1.91%. The 1.91% gross yield is below cash-flow benchmarks at $679,000, but 5% annual appreciation, adding $187,595 over five years, frames this as a capital growth position. Rent of $1,080/mo partially offsets the $3,053/mo payment. Ziffy Mortgage finances appreciation-play properties (0.35 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $56,358.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.9% | 7.5% |
| Monthly Cash Flow | $(3,126) | $450 |
City averages based on Ventress market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,080 |
| Total Monthly Debt Service | $3,936 |
| DSCR Ratio | 0.27x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1980
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70783, Ventress, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,623 (100%) |
| Owner Occupied HU | 870 (53.6%) |
| Renter Occupied HU | 197 (12.1%) |
| Vacant Housing Units | 556 (34.3%) |
| Median Home Value | $322,488 |
| Average Home Value | $327,006 |
Housing Distribution
Address Breakdown
Residential
1,084
Single Family
1,084
Multi-Family
0
Businesses
17
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1980
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70783, Ventress, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,623 (100%) |
| Owner Occupied HU | 870 (53.6%) |
| Renter Occupied HU | 197 (12.1%) |
| Vacant Housing Units | 556 (34.3%) |
| Median Home Value | $322,488 |
| Average Home Value | $327,006 |
Housing Distribution
Address Breakdown
Residential
1,084
Single Family
1,084
Multi-Family
0
Businesses
17
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices