964 Taylors Island RdMadisonMD21648
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Madison at 964 Taylors Island Rd, Madison, MD, 21648 projects strong ROI of -2.31%. Rental yield 0.41%. With 5% annual appreciation, the property builds $2,735,187 in value over five years. Equity growth combined delivers a projected five-year ROI of 0.42%, translating into $11,777 in total cumulative return on $2,796,750 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0.4% | 6.0% |
| Monthly Cash Flow | $(58,171) | $1,200 |
City averages based on Madison market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,402 |
| Total Monthly Debt Service | $57,634 |
| DSCR Ratio | 0.06x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
255.47 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21648, Madison, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 126 (100%) |
| Owner Occupied HU | 78 (61.9%) |
| Renter Occupied HU | 15 (11.9%) |
| Vacant Housing Units | 33 (26.2%) |
| Median Home Value | $395,000 |
| Average Home Value | $455,801 |
Housing Distribution
Address Breakdown
Residential
111
Single Family
111
Multi-Family
0
Businesses
4
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
255.47 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21648, Madison, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 126 (100%) |
| Owner Occupied HU | 78 (61.9%) |
| Renter Occupied HU | 15 (11.9%) |
| Vacant Housing Units | 33 (26.2%) |
| Median Home Value | $395,000 |
| Average Home Value | $455,801 |
Housing Distribution
Address Breakdown
Residential
111
Single Family
111
Multi-Family
0
Businesses
4
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices