9631 E Towago DrPrescott ValleyAZ86314
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderReliable, bankable, and well-priced, 9631 E Towago Dr, Prescott Valley, AZ, 86314 in Prescott Valley delivers $3,487/mo in gross rent and $207/mo in net monthly income at a $554,900 entry. The 7.54% yield and 1.40 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $153,309 over five years and $5,111/yr in equity from loan paydown, total projected return is $223,051.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 6.0% |
| Monthly Cash Flow | $207 | $300 |
City averages based on Prescott Valley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,487 |
| Total Monthly Debt Service | $3,059 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1995
0.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86314, Prescott Valley, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,275 (100%) |
| Owner Occupied HU | 12,083 (66.1%) |
| Renter Occupied HU | 5,250 (28.7%) |
| Vacant Housing Units | 942 ( 5.2%) |
| Median Home Value | $414,474 |
| Average Home Value | $442,137 |
Housing Distribution
Address Breakdown
Residential
18,295
Single Family
16,093
Multi-Family
2,202
Businesses
1,147
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1995
0.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86314, Prescott Valley, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,275 (100%) |
| Owner Occupied HU | 12,083 (66.1%) |
| Renter Occupied HU | 5,250 (28.7%) |
| Vacant Housing Units | 942 ( 5.2%) |
| Median Home Value | $414,474 |
| Average Home Value | $442,137 |
Housing Distribution
Address Breakdown
Residential
18,295
Single Family
16,093
Multi-Family
2,202
Businesses
1,147
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Wendy M.L. Woolley • Russ Lyon Sotheby's Internatio
Mls Name: PAAR
Mls Provider:
Mls ID: #1066210
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.