9622 Poinsettia Haven LnRichmondTX77407
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 9622 Poinsettia Haven Ln, Richmond, TX, 77407 in Richmond is narrow, $158/mo net on $3,748/mo rent after the $2,217/mo debt service, but the property operates at break-even-plus, not a loss. At $493,114 with a 9.12% yield, the long-run equity case via 5% appreciation ($136,238 over five years) and $4,542/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.69 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $199,522.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.5% |
| Monthly Cash Flow | $158 | $285 |
City averages based on Richmond market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,748 |
| Total Monthly Debt Service | $3,394 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
4,843 sqft lot
$N/A/sqft
$1,000 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
4,843 sqft lot
$N/A/sqft
$1,000 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jared Turner • Tri Pointe Homes
Mls Name: HAR
Mls Provider:
Mls ID: #9771178
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