9618 Habitat StHoustonTX77075
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeMost investment properties struggle to clear the 1.25x DSCR minimum. 9618 Habitat St, Houston, TX, 77075 in Houston clears it at 1.50, a meaningful distinction for the Ziffy Mortgage DSCR approval process. Rental yield 8.11%. Strong coverage makes approval clean and leaves room for vacancy without breaching underwriting thresholds. Five-year appreciation: $75,977; $2,533/yr in principal equity; total projected return: $99,159.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.2% |
| Monthly Cash Flow | $(97) | $450 |
City averages based on Houston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,859 |
| Total Monthly Debt Service | $1,846 |
| DSCR Ratio | 1.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
2,578 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77075, Houston, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,944 (100%) |
| Owner Occupied HU | 7,820 (52.3%) |
| Renter Occupied HU | 6,176 (41.3%) |
| Vacant Housing Units | 948 ( 6.3%) |
| Median Home Value | $247,668 |
| Average Home Value | $257,402 |
Housing Distribution
Address Breakdown
Residential
13,605
Single Family
9,252
Multi-Family
4,353
Businesses
938
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
2,578 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77075, Houston, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,944 (100%) |
| Owner Occupied HU | 7,820 (52.3%) |
| Renter Occupied HU | 6,176 (41.3%) |
| Vacant Housing Units | 948 ( 6.3%) |
| Median Home Value | $247,668 |
| Average Home Value | $257,402 |
Housing Distribution
Address Breakdown
Residential
13,605
Single Family
9,252
Multi-Family
4,353
Businesses
938
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices