96100 Pirates Bluff RdYuleeFL32097
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingThe headline number at 96100 Pirates Bluff Rd, Yulee, FL, 32097 in Yulee is the 1.55 coverage ratio: rent of $4,238/mo versus a $2,743/mo debt payment on a $609,990 property. Rental yield 6.78%. That margin is what gives Ziffy Mortgage's DSCR loan the coverage it needs for a clean, fast approval, no W-2s, no U.S. residency. Appreciation at 5%/yr projects $168,529 by year five, with $5,618/yr in equity from paydown. Total projected cumulative return: $239,737.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.8% | 6.0% |
| Monthly Cash Flow | $(822) | $300 |
City averages based on Yulee market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,238 |
| Total Monthly Debt Service | $3,889 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
9,413 sqft lot
$N/A/sqft
$1,000 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
9,413 sqft lot
$N/A/sqft
$1,000 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Craig Brewis • BERKSHIRE HATHAWAY HomeServices HWREI
Mls Name: AINCAR
Mls Provider:
Mls ID: #112402
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