961 Oak View CirLafayetteCA94549
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Lafayette at 961 Oak View Cir, Lafayette, CA, 94549 projects strong ROI of 4.8%. Rental yield 2.38%. With 5% annual appreciation, the property builds $745,653 in value over five years. Equity growth combined delivers a projected five-year ROI of 38.48%, translating into $293,384 in total cumulative return on $762,436 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.4% | 5.5% |
| Monthly Cash Flow | $(11,343) | $1,200 |
City averages based on Lafayette market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,353 |
| Total Monthly Debt Service | $15,622 |
| DSCR Ratio | 0.34x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2020
0.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94549, Lafayette, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,399 (100%) |
| Owner Occupied HU | 8,108 (71.1%) |
| Renter Occupied HU | 2,639 (23.2%) |
| Vacant Housing Units | 652 ( 5.7%) |
| Median Home Value | $1,880,381 |
| Average Home Value | $1,774,756 |
Housing Distribution
Address Breakdown
Residential
11,138
Single Family
9,520
Multi-Family
1,618
Businesses
1,315
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2020
0.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94549, Lafayette, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,399 (100%) |
| Owner Occupied HU | 8,108 (71.1%) |
| Renter Occupied HU | 2,639 (23.2%) |
| Vacant Housing Units | 652 ( 5.7%) |
| Median Home Value | $1,880,381 |
| Average Home Value | $1,774,756 |
Housing Distribution
Address Breakdown
Residential
11,138
Single Family
9,520
Multi-Family
1,618
Businesses
1,315
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Bradley Morris • Redfin
Mls Name: CCAR
Mls ID: #41117269