9609 Clocktower Ln, Columbia, MD, 21046 | $203/mo Cash Flow

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9609 Clocktower Ln, Columbia, MD, 21046 | $203/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Columbia at 9609 Clocktower Ln, Columbia, MD, 21046 uses $162,104 cash to close to unlock $2,437/yr annual cash flow and $203/mo monthly cash flow. Total monthly income runs $3,244/mo, and a $2,393/mo payment keeps the spread at $203/mo. Purchase price stands at $489,000, and rental yield measures 7.96% with $3,244/mo rent. Return on cash invested shows 21.41% in year one, and 5% annual appreciation builds toward $135,102 over five years. Five-year ROI reaches 110.97% and total cumulative return in cash records $179,890. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,244/mo property income covering a $2,393/mo payment rather than investor’s personal income.

Townhouse

Built in 1988

1,524 sqft lot

$N/A/sqft

No HOA

More details about the property

Welcome to 9609 Clocktower Ln, a beautifully maintained interior townhouse in the heart of Columbia! This 3-bedroom, 2.5-bath home offers an inviting blend of comfort and convenience. The main level is filled with natural light, creating a warm and open feel throughout. The spacious primary suite provides a relaxing retreat, while the finished lower level offers the perfect flex space for a family room, home office, or gym. Enjoy outdoor living with a deck and fenced backyard, ideal for entertaining or unwinding after a long day. Recent updates include a new HVAC system (2024), ensuring year-round comfort. Conveniently located near shopping, dining, parks, and major commuter routes. This home combines style, space, and location in one perfect package!

Neighborhood Data

Neighborhood data shown for ZIP Code: 21046, Columbia, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	6,530 (100%)
Owner Occupied HU	4,264 (65.3%)
Renter Occupied HU	2,065 (31.6%)
Vacant Housing Units	201 ( 3.1%)
Median Home Value	$527,733
Average Home Value	$550,182