9607 Temple DrLittle RockAR72205
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who treat current yield as secondary to long-run equity growth will find 9607 Temple Dr, Little Rock, AR, 72205 in Little Rock worth modelling. At $100,000 with a 9.38% gross yield, the $779/mo rent leaves $149/mo after the $450/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.73 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $27,628 by year five; $921/yr in principal reduction adds further equity. Total projected return: $47,381.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 7.1% |
| Monthly Cash Flow | $149 | $425 |
City averages based on Little Rock market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $779 |
| Total Monthly Debt Service | $593 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1962
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72205, Little Rock, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,304 (100%) |
| Owner Occupied HU | 5,628 (45.7%) |
| Renter Occupied HU | 5,458 (44.4%) |
| Vacant Housing Units | 1,218 ( 9.9%) |
| Median Home Value | $229,663 |
| Average Home Value | $285,859 |
Housing Distribution
Address Breakdown
Residential
12,360
Single Family
9,675
Multi-Family
2,685
Businesses
1,324
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1962
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72205, Little Rock, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,304 (100%) |
| Owner Occupied HU | 5,628 (45.7%) |
| Renter Occupied HU | 5,458 (44.4%) |
| Vacant Housing Units | 1,218 ( 9.9%) |
| Median Home Value | $229,663 |
| Average Home Value | $285,859 |
Housing Distribution
Address Breakdown
Residential
12,360
Single Family
9,675
Multi-Family
2,685
Businesses
1,324
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: John Saugey • Gold Star Realty
Mls Name: CARMLS
Mls Provider:
Mls ID: #25019583
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