960 Silverthorn DrCentertonAR72719
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 960 Silverthorn Dr, Centerton, AR, 72719 in Centerton is narrow, $78/mo net on $2,294/mo rent after the $1,596/mo debt service, but the property operates at break-even-plus, not a loss. At $355,000 with a 7.76% yield, the long-run equity case via 5% appreciation ($98,080 over five years) and $3,270/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.44 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $139,733.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 6.0% |
| Monthly Cash Flow | $78 | $350 |
City averages based on Centerton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,294 |
| Total Monthly Debt Service | $2,075 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2018
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72719, Centerton, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,649 (100%) |
| Owner Occupied HU | 4,953 (64.8%) |
| Renter Occupied HU | 2,292 (30.0%) |
| Vacant Housing Units | 404 ( 5.3%) |
| Median Home Value | $360,448 |
| Average Home Value | $419,580 |
Housing Distribution
Address Breakdown
Residential
7,511
Single Family
7,231
Multi-Family
280
Businesses
257
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2018
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72719, Centerton, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,649 (100%) |
| Owner Occupied HU | 4,953 (64.8%) |
| Renter Occupied HU | 2,292 (30.0%) |
| Vacant Housing Units | 404 ( 5.3%) |
| Median Home Value | $360,448 |
| Average Home Value | $419,580 |
Housing Distribution
Address Breakdown
Residential
7,511
Single Family
7,231
Multi-Family
280
Businesses
257
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tori Newland • Better Homes and Gardens Real Estate Journey
Mls Name: ArkansasOne MLS
Mls Provider:
Mls ID: #1333514
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.