96 Caselli AveSan FranciscoCA94114
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 96 Caselli Ave, San Francisco, CA, 94114 in San Francisco fits: $1,195,000, 4.25% gross yield, and a projected 5% annual appreciation rate adding $330,156 in value within five years. Rental yield 4.25%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.76) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $11,006/yr in principal paydown and $330,156 in appreciation project a total return of $221,995.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.3% | 4.5% |
| Monthly Cash Flow | $(3,474) | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,093 |
| Total Monthly Debt Service | $7,231 |
| DSCR Ratio | 0.57x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1907
1,624 sqft lot
$N/A/sqft
$314 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94114, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,680 (100%) |
| Owner Occupied HU | 7,096 (38.0%) |
| Renter Occupied HU | 9,994 (53.5%) |
| Vacant Housing Units | 1,590 ( 8.5%) |
| Median Home Value | $1,868,421 |
| Average Home Value | $1,722,524 |
Housing Distribution
Address Breakdown
Residential
17,163
Single Family
10,213
Multi-Family
6,950
Businesses
924
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1907
1,624 sqft lot
$N/A/sqft
$314 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94114, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,680 (100%) |
| Owner Occupied HU | 7,096 (38.0%) |
| Renter Occupied HU | 9,994 (53.5%) |
| Vacant Housing Units | 1,590 ( 8.5%) |
| Median Home Value | $1,868,421 |
| Average Home Value | $1,722,524 |
Housing Distribution
Address Breakdown
Residential
17,163
Single Family
10,213
Multi-Family
6,950
Businesses
924
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Edmond D. O'Sullivan • Elevation Real Estate
Mls Name: SFAR
Mls Provider:
Mls ID: #425035268
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.