96 4th StPonderayID83852








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Ponderay at 96 4th St, Ponderay, ID, 83852 with 5% annual appreciation on a $315,000 basis while $2,274/mo rent supports operations. Total monthly income totals $2,274/mo and a $1,542/mo payment preserves $462/mo for cash returns. Annual cash flow comes to $5,539/yr on $104,423 deployed, and return on cash invested reaches 25.21% in year one. Equity gained on principal adds $2,033/yr, and five-year appreciation sums $87,029 alongside rental yield of 8.66%. Five-year ROI measures 130.72% and total cumulative return in cash totals $136,505.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,274/mo property income versus a $1,542/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1941
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83852, Ponderay, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 751 (100%) |
| Owner Occupied HU | 377 (50.2%) |
| Renter Occupied HU | 320 (42.6%) |
| Vacant Housing Units | 54 ( 7.2%) |
| Median Home Value | $416,447 |
| Average Home Value | $475,338 |
Housing Distribution
Address Breakdown
Residential
551
Single Family
455
Multi-Family
96
Businesses
287
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