96-3191 Pakalana StPahalaHI96777



INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 0% gross rental yield, 96-3191 Pakalana St, Pahala, HI, 96777 in Pahala is priced for capital growth, not immediate cash flow. The $400,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $110,513 by year five, with $3,684/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.00) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $4,210.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 6.0% |
| Monthly Cash Flow | $0 | $1,500 |
City averages based on Pahala market data in our database. Property projections are estimates.
Single Family
Built in 1968
10,800 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96777, Pahala, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 563 (100%) |
| Owner Occupied HU | 362 (64.3%) |
| Renter Occupied HU | 126 (22.4%) |
| Vacant Housing Units | 75 (13.3%) |
| Median Home Value | $255,172 |
| Average Home Value | $342,935 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
36



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 1968
10,800 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96777, Pahala, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 563 (100%) |
| Owner Occupied HU | 362 (64.3%) |
| Renter Occupied HU | 126 (22.4%) |
| Vacant Housing Units | 75 (13.3%) |
| Median Home Value | $255,172 |
| Average Home Value | $342,935 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
36
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices







