9599 Newbury LnWhitehouseOH43571
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play9599 Newbury Ln, Whitehouse, OH, 43571 in Whitehouse is priced for appreciation, not yield. Rental yield 5.45%. At $629,900 with a 5.45% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $174,030 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (1.01) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $157,547.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5.5% | 6.2% |
| Monthly Cash Flow | $(1,280) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,863 |
| Total Monthly Debt Service | $3,893 |
| DSCR Ratio | 0.74x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2016
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 43571, Whitehouse, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,086 (100%) |
| Owner Occupied HU | 2,505 (81.2%) |
| Renter Occupied HU | 483 (15.7%) |
| Vacant Housing Units | 98 ( 3.2%) |
| Median Home Value | $340,066 |
| Average Home Value | $351,629 |
Housing Distribution
Address Breakdown
Residential
2,964
Single Family
2,834
Multi-Family
130
Businesses
186
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2016
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 43571, Whitehouse, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,086 (100%) |
| Owner Occupied HU | 2,505 (81.2%) |
| Renter Occupied HU | 483 (15.7%) |
| Vacant Housing Units | 98 ( 3.2%) |
| Median Home Value | $340,066 |
| Average Home Value | $351,629 |
Housing Distribution
Address Breakdown
Residential
2,964
Single Family
2,834
Multi-Family
130
Businesses
186
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Robin L Lehmann • Key Realty LTD
Mls Name: NORIS
Mls ID: #10001764