958 E 175 SLaytonUT84041
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 958 E 175 S, Layton, UT, 84041 in Layton at $447,000 earns $2,761/mo in rent and nets $141/mo after the $2,010/mo payment, a 7.41% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $123,498 over five years. Ziffy Mortgage underwrites this on a 1.37 DSCR without U.S. credit history. With $4,117/yr in principal paydown, total projected return reaches $177,935.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 5.8% |
| Monthly Cash Flow | $141 | $1,850 |
City averages based on Layton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,761 |
| Total Monthly Debt Service | $2,442 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1973
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84041, Layton, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,106 (100%) |
| Owner Occupied HU | 12,704 (63.2%) |
| Renter Occupied HU | 6,618 (32.9%) |
| Vacant Housing Units | 784 ( 3.9%) |
| Median Home Value | $497,132 |
| Average Home Value | $531,084 |
Housing Distribution
Address Breakdown
Residential
19,157
Single Family
17,758
Multi-Family
1,399
Businesses
1,790
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1973
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84041, Layton, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,106 (100%) |
| Owner Occupied HU | 12,704 (63.2%) |
| Renter Occupied HU | 6,618 (32.9%) |
| Vacant Housing Units | 784 ( 3.9%) |
| Median Home Value | $497,132 |
| Average Home Value | $531,084 |
Housing Distribution
Address Breakdown
Residential
19,157
Single Family
17,758
Multi-Family
1,399
Businesses
1,790
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices