95198 JEANA LaneFernandina BeachFL32034








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Fernandina Beach at 95198 JEANA Lane, Fernandina Beach, FL, 32034 listed at $354,999 pairs $2,628/mo rent with a $1,738/mo payment to leave $272/mo cash flow. Total monthly income runs $2,628/mo, and annual cash flow reaches $3,261/yr on $117,682 cash to close. Return on cash invested measures 22.68% in year one, and rental yield registers 8.88% at a $354,999 basis. Equity gained on principal adds $2,291/yr, and annual property appreciation at 5% supports $98,080 by year five. Five-year ROI tracks 118.29% and total cumulative return in cash totals $139,211. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $2,628/mo property income relative to a $1,738/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Manufactured
Built in 2021
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32034, Fernandina Beach, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,682 (100%) |
| Owner Occupied HU | 15,551 (65.7%) |
| Renter Occupied HU | 3,710 (15.7%) |
| Vacant Housing Units | 4,421 (18.7%) |
| Median Home Value | $586,648 |
| Average Home Value | $675,813 |
Housing Distribution
Address Breakdown
Residential
21,050
Single Family
18,551
Multi-Family
2,499
Businesses
1,193
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Listed by: TERI STEVENS • PALM III REALTY AND PROPERTY M
Mls Name: realMLS
Mls Provider:
Mls ID: #2048384
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by realMLS.







