95113 BERMUDA DriveFernandina BeachFL32034








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Total monthly income runs $6,010/mo, and a $6,113/mo payment. Purchase price stands at $1,249,000, and rental yield measures 5.77% with $6,010/mo rent. Return on cash invested shows 13.42% in year one, and 5% annual appreciation builds toward $345,076 over five years. Five-year ROI reaches 68.62% and total cumulative return in cash records $277,691. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $6,010/mo property income covering a $6,113/mo payment rather than investor’s personal income.
Single Family
Built in 2025
N/A lot
$N/A/sqft
$776 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32034, Fernandina Beach, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,682 (100%) |
| Owner Occupied HU | 15,551 (65.7%) |
| Renter Occupied HU | 3,710 (15.7%) |
| Vacant Housing Units | 4,421 (18.7%) |
| Median Home Value | $586,648 |
| Average Home Value | $675,813 |
Housing Distribution
Address Breakdown
Residential
21,050
Single Family
18,551
Multi-Family
2,499
Businesses
1,193
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: TIFFANY MESSER • BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS
Mls Name: realMLS
Mls Provider:
Mls ID: #1256664
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by realMLS.








