95 W Penn StSummervillePA15864








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Summerville at 95 W Penn St, Summerville, PA, 15864 offers a 6.5% rental yield on a $224,900 purchase with $1,219/mo rent. 81% in year one. Equity gained on principal adds $1,451/yr while 5% annual appreciation supports $62,136 over five years. Portfolio math shows five-year ROI at 81.4% and total cumulative return in cash at $60,685. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,219/mo property income against a $1,101/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1918
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15864, Summerville, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 822 (100%) |
| Owner Occupied HU | 590 (71.8%) |
| Renter Occupied HU | 117 (14.2%) |
| Vacant Housing Units | 115 (14.0%) |
| Median Home Value | $170,732 |
| Average Home Value | $207,576 |
Housing Distribution
Address Breakdown
Residential
759
Single Family
759
Multi-Family
0
Businesses
27
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Listed by: Heather Castellan • EXP Realty
Mls Name: Clearfield Jefferson AOR
Mls ID: #01-11228







