95 Thomas StJohnson CityNY13790








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Johnson City at 95 Thomas St, Johnson City, NY, 13790 priced at $138,900 converts $2,044/mo rent into $1,116/mo cash flow after a $680/mo obligation. Total monthly income equals $2,044/mo, and annual cash flow totals $13,396/yr on $46,045 invested. Return on cash invested prints 49% in year one, and rental yield reads 17.66% against a $138,900 entry. Equity gained on principal adds $896/yr, while 5% annual appreciation compiles into $38,376 by year five. Five-year ROI reaches 259.6% and total cumulative return in cash sums $119,533. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $2,044/mo property income covering a $680/mo payment, not borrower’s personal income.
Single Family
Built in 1932
4,800 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13790, Johnson City, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,406 (100%) |
| Owner Occupied HU | 4,215 (44.8%) |
| Renter Occupied HU | 3,857 (41.0%) |
| Vacant Housing Units | 1,334 (14.2%) |
| Median Home Value | $129,675 |
| Average Home Value | $196,243 |
Housing Distribution
Address Breakdown
Residential
8,061
Single Family
7,107
Multi-Family
954
Businesses
662
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Listed by: Debbie L Ryer • NORA M. E. DAVIS REAL ESTATE
Mls Name: GBMLS
Mls ID: #334212








