95 Temple StWhitmanMA02382
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 95 Temple St, Whitman, MA, 02382 in Whitman speaks for itself: 10.47% gross on a $515,000 price, generating $4,493/mo in rent and $1,247/mo in net income after the $2,316/mo debt service. DSCR 1.94, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $14,962 stacks alongside $142,285 in projected five-year appreciation and $4,743/yr in principal reduction. Projected total cumulative return: $275,769.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.5% | 5.1% |
| Monthly Cash Flow | $1,247 | $200 |
City averages based on Whitman market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,493 |
| Total Monthly Debt Service | $3,041 |
| DSCR Ratio | 1.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1820
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02382, Whitman, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,169 (100%) |
| Owner Occupied HU | 4,328 (70.2%) |
| Renter Occupied HU | 1,591 (25.8%) |
| Vacant Housing Units | 250 ( 4.1%) |
| Median Home Value | $566,176 |
| Average Home Value | $611,214 |
Housing Distribution
Address Breakdown
Residential
5,780
Single Family
5,308
Multi-Family
472
Businesses
390
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1820
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02382, Whitman, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,169 (100%) |
| Owner Occupied HU | 4,328 (70.2%) |
| Renter Occupied HU | 1,591 (25.8%) |
| Vacant Housing Units | 250 ( 4.1%) |
| Median Home Value | $566,176 |
| Average Home Value | $611,214 |
Housing Distribution
Address Breakdown
Residential
5,780
Single Family
5,308
Multi-Family
472
Businesses
390
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lisa Axios • Real Broker MA, LLC
Mls Name: MLS PIN
Mls ID: #73475843