95 Saint Nicholas Ave, Worcester, MA, 01606 | $214/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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95 Saint Nicholas Ave, Worcester, MA, 01606 | $214/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Worcester at 95 Saint Nicholas Ave, Worcester, MA, 01606 priced at $469,900 pairs $3,176/mo rent with $214/mo cash flow after a $2,300/mo payment. Total monthly income equals $3,176/mo, and annual cash flow comes to $2,571/yr on $155,772 invested. Return on cash invested is 21.56% in year one, and rental yield stands at 8.11% on a $469,900 basis. Equity gained on principal adds $3,032/yr, and 5% annual appreciation accumulates to $129,825 by year five. Five-year ROI measures 111.86% and total cumulative return in cash reaches $174,242. For financing, Ziffy Mortgage’s DSCR program evaluates $3,176/mo property income against a $2,300/mo payment instead of your W2s, 1099s, or Tax returns.

Single Family

Built in 1961

7,500 sqft lot

$N/A/sqft

No HOA

More details about the property

Welcome home to this charming, updated Ranch nestled in one of Worcester's most sought-after and -convenient neighborhoods. Designed for modern living and entertaining, the home features an open-concept floor plan and spacious living and dining area. The kitchen and main bath have been beautifully updated with modern finishes and stone countertops. Off the kitchen, a 16x12 composite deck provides the perfect outdoor space for dining and relaxation. The main level offers two bright bedrooms, including a generous primary suite, both featuring hardwood floors and natural sunlight. The finished lower level offers an ideal spot for an entertainment room complete with a built-in bar, a convenient second full bath, and access to the backyard. Outside, enjoy a lovely yard perfect for play or relaxation. Just minutes from local shops and major commuter routes.

Neighborhood Data

Neighborhood data shown for ZIP Code: 01606, Worcester, MA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	10,102 (100%)
Owner Occupied HU	5,796 (57.4%)
Renter Occupied HU	3,863 (38.2%)
Vacant Housing Units	443 ( 4.4%)
Median Home Value	$397,630
Average Home Value	$429,485