95 Main StSheffieldMA01257
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 95 Main St, Sheffield, MA, 01257 in Sheffield speaks for itself: 11.27% gross on a $399,000 price, generating $3,748/mo in rent and $1,233/mo in net income after the $1,794/mo debt service. DSCR 2.09, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $14,793 stacks alongside $110,236 in projected five-year appreciation and $3,675/yr in principal reduction. Projected total cumulative return: $230,897.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.3% | 5.0% |
| Monthly Cash Flow | $1,233 | $800 |
City averages based on Sheffield market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,748 |
| Total Monthly Debt Service | $2,356 |
| DSCR Ratio | 1.59x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1804
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01257, Sheffield, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,249 (100%) |
| Owner Occupied HU | 796 (63.7%) |
| Renter Occupied HU | 264 (21.1%) |
| Vacant Housing Units | 189 (15.1%) |
| Median Home Value | $467,123 |
| Average Home Value | $607,622 |
Housing Distribution
Address Breakdown
Residential
695
Single Family
676
Multi-Family
19
Businesses
140
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1804
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01257, Sheffield, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,249 (100%) |
| Owner Occupied HU | 796 (63.7%) |
| Renter Occupied HU | 264 (21.1%) |
| Vacant Housing Units | 189 (15.1%) |
| Median Home Value | $467,123 |
| Average Home Value | $607,622 |
Housing Distribution
Address Breakdown
Residential
695
Single Family
676
Multi-Family
19
Businesses
140
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Cortney K Dupont • COHEN & WHITE ASSOCIATES
Mls Name: BCMLS
Mls Provider:
Mls ID: #246092
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