949 Pleasant Valley Road #4-3South WindsorCT06074
INVESTMENT ANALYSIS
Investment Verdict
Solid Income949 Pleasant Valley Road #4-3, South Windsor, CT, 06074 in South Windsor carries a 1.59 coverage ratio, rent of $1,133/mo is 1.59 times the $711/mo payment. Rental yield 9.07%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $149,900 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $41,415; total projected cumulative return: $47,889.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.0% |
| Monthly Cash Flow | $(117) | $300 |
City averages based on South Windsor market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,133 |
| Total Monthly Debt Service | $1,227 |
| DSCR Ratio | 0.92x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1972
N/A lot
$N/A/sqft
No HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Listed by: James Knurek • Coldwell Banker Realty
Mls Name: Smart MLS
Mls Provider:
Mls ID: #24214577
