9480 Linwood PlLincolnNE68505
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 9480 Linwood Pl, Lincoln, NE, 68505 in Lincoln worth study. Rental yield 4.79%. The 4.79% gross yield is below cash-flow benchmarks at $464,000, but 5% annual appreciation, adding $128,195 over five years, frames this as a capital growth position. Rent of $1,850/mo partially offsets the $2,086/mo payment. Ziffy Mortgage finances appreciation-play properties (0.89 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $85,537.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.8% | 5.2% |
| Monthly Cash Flow | $(1,433) | $450 |
City averages based on Lincoln market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,850 |
| Total Monthly Debt Service | $3,099 |
| DSCR Ratio | 0.60x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2024
5,662 sqft lot
$N/A/sqft
$150 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68505, Lincoln, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,449 (100%) |
| Owner Occupied HU | 4,751 (56.2%) |
| Renter Occupied HU | 3,179 (37.6%) |
| Vacant Housing Units | 519 ( 6.1%) |
| Median Home Value | $255,176 |
| Average Home Value | $293,653 |
Housing Distribution
Address Breakdown
Residential
7,982
Single Family
7,162
Multi-Family
820
Businesses
541
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2024
5,662 sqft lot
$N/A/sqft
$150 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68505, Lincoln, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,449 (100%) |
| Owner Occupied HU | 4,751 (56.2%) |
| Renter Occupied HU | 3,179 (37.6%) |
| Vacant Housing Units | 519 ( 6.1%) |
| Median Home Value | $255,176 |
| Average Home Value | $293,653 |
Housing Distribution
Address Breakdown
Residential
7,982
Single Family
7,162
Multi-Family
820
Businesses
541
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices