9460 Single Bird LnColumbiaMD21046
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 9460 Single Bird Ln, Columbia, MD, 21046 in Columbia is a conservative rental investment at $699,900. Rental yield 6.69%. A 1.24 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $193,369; $6,446/yr in principal paydown supplements. Total projected return: $236,489.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.7% | 5.1% |
| Monthly Cash Flow | $(593) | $1,850 |
City averages based on Columbia market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,902 |
| Total Monthly Debt Service | $4,075 |
| DSCR Ratio | 0.96x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1979
0.56 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21046, Columbia, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,530 (100%) |
| Owner Occupied HU | 4,264 (65.3%) |
| Renter Occupied HU | 2,065 (31.6%) |
| Vacant Housing Units | 201 ( 3.1%) |
| Median Home Value | $527,733 |
| Average Home Value | $550,182 |
Housing Distribution
Address Breakdown
Residential
6,437
Single Family
4,934
Multi-Family
1,503
Businesses
980
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1979
0.56 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21046, Columbia, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,530 (100%) |
| Owner Occupied HU | 4,264 (65.3%) |
| Renter Occupied HU | 2,065 (31.6%) |
| Vacant Housing Units | 201 ( 3.1%) |
| Median Home Value | $527,733 |
| Average Home Value | $550,182 |
Housing Distribution
Address Breakdown
Residential
6,437
Single Family
4,934
Multi-Family
1,503
Businesses
980
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices