945 S Harmons Lick RdCrab OrchardKY40419
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 945 S Harmons Lick Rd, Crab Orchard, KY, 40419 in Crab Orchard. Rental yield 6.49%. The 1.20 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $62,136 and $2,071/yr in principal reduction project total return of $75,363.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.5% | 6.2% |
| Monthly Cash Flow | $(153) | $320 |
City averages based on Crab Orchard market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,216 |
| Total Monthly Debt Service | $1,279 |
| DSCR Ratio | 0.95x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1972
2.16 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40419, Crab Orchard, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,200 (100%) |
| Owner Occupied HU | 1,549 (70.4%) |
| Renter Occupied HU | 422 (19.2%) |
| Vacant Housing Units | 229 (10.4%) |
| Median Home Value | $161,689 |
| Average Home Value | $229,172 |
Housing Distribution
Address Breakdown
Residential
1,812
Single Family
1,812
Multi-Family
0
Businesses
99
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1972
2.16 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40419, Crab Orchard, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,200 (100%) |
| Owner Occupied HU | 1,549 (70.4%) |
| Renter Occupied HU | 422 (19.2%) |
| Vacant Housing Units | 229 (10.4%) |
| Median Home Value | $161,689 |
| Average Home Value | $229,172 |
Housing Distribution
Address Breakdown
Residential
1,812
Single Family
1,812
Multi-Family
0
Businesses
99
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Team Farthing - Mitch Farthing • Southern Legacy Realty
Mls Name: Imagine MLS
Mls ID: #25018933