945 Cox Brook RoadNorthfieldVT05663
INVESTMENT ANALYSIS
Investment Verdict
Solid Income945 Cox Brook Road, Northfield, VT, 05663 in Northfield is a solid income-producing rental, 9.6% gross yield, $3,202/mo rent, $540/mo net cash flow on a $400,000 buy. DSCR 1.78 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $110,513 and $3,684/yr in principal reduction project a total cumulative return of $187,270.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.2% |
| Monthly Cash Flow | $540 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,202 |
| Total Monthly Debt Service | $2,502 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1969
12 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05663, Northfield, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,658 (100%) |
| Owner Occupied HU | 1,653 (62.2%) |
| Renter Occupied HU | 664 (25.0%) |
| Vacant Housing Units | 341 (12.8%) |
| Median Home Value | $335,681 |
| Average Home Value | $351,184 |
Housing Distribution
Address Breakdown
Residential
2,014
Single Family
1,929
Multi-Family
85
Businesses
122
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1969
12 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05663, Northfield, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,658 (100%) |
| Owner Occupied HU | 1,653 (62.2%) |
| Renter Occupied HU | 664 (25.0%) |
| Vacant Housing Units | 341 (12.8%) |
| Median Home Value | $335,681 |
| Average Home Value | $351,184 |
Housing Distribution
Address Breakdown
Residential
2,014
Single Family
1,929
Multi-Family
85
Businesses
122
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Leslie Drown • Leslie Drown Real Estate LLC
Mls Name: PrimeMLS
Mls ID: #5063822