9445 Sand Hill PlaceHighlands RanchCO80126



INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 9445 Sand Hill Place, Highlands Ranch, CO, 80126 in Highlands Ranch. Rental yield 4.41%. At $1,099,999 with 4.41% gross yield, current distributions are modest, but the 5% appreciation rate projects $303,909 in new equity by year five, complemented by $10,131/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.82) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $259,499.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.4% | 5.5% |
| Monthly Cash Flow | $(2,427) | $350 |
City averages based on Highlands Ranch market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,042 |
| Total Monthly Debt Service | $6,031 |
| DSCR Ratio | 0.67x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1994
10,498 sqft lot
$N/A/sqft
$174 quarterly HOA



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 1994
10,498 sqft lot
$N/A/sqft
$174 quarterly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Carolyn Kenney • HomeSmart
Mls Name: REcolorado as distributed by MLS GRID
Mls Provider:
Mls ID: #2302715
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