9431 Red StableSan AntonioTX78254
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 9431 Red Stable, San Antonio, TX, 78254 in San Antonio at $310,000 earns $2,236/mo in rent and nets $4/mo after the $1,394/mo payment, a 8.65% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $85,647 over five years. Ziffy Mortgage underwrites this on a 1.60 DSCR without U.S. credit history. With $2,855/yr in principal paydown, total projected return reaches $120,816.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 5.8% |
| Monthly Cash Flow | $4 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,236 |
| Total Monthly Debt Service | $2,081 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2011
5,445 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78254, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 31,783 (100%) |
| Owner Occupied HU | 25,306 (79.6%) |
| Renter Occupied HU | 5,149 (16.2%) |
| Vacant Housing Units | 1,328 ( 4.2%) |
| Median Home Value | $350,768 |
| Average Home Value | $375,437 |
Housing Distribution
Address Breakdown
Residential
30,371
Single Family
28,821
Multi-Family
1,550
Businesses
401
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2011
5,445 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78254, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 31,783 (100%) |
| Owner Occupied HU | 25,306 (79.6%) |
| Renter Occupied HU | 5,149 (16.2%) |
| Vacant Housing Units | 1,328 ( 4.2%) |
| Median Home Value | $350,768 |
| Average Home Value | $375,437 |
Housing Distribution
Address Breakdown
Residential
30,371
Single Family
28,821
Multi-Family
1,550
Businesses
401
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Melissa Stagers • M. Stagers Realty Partners
Mls Name: LERA MLS
Mls ID: #1936344