9427 Valley RidgeSan AntonioTX78250
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 9427 Valley Ridge, San Antonio, TX, 78250 in San Antonio: $2,326/mo in rent, $515/mo net, 10.96% gross yield, all on a $254,592 acquisition. The 2.03 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $70,339 in value, and $2,345/yr in principal paydown steadily builds equity. Projected total cumulative return: $130,737.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 5.8% |
| Monthly Cash Flow | $515 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,326 |
| Total Monthly Debt Service | $1,709 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1981
6,838 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78250, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,819 (100%) |
| Owner Occupied HU | 14,411 (72.7%) |
| Renter Occupied HU | 4,612 (23.3%) |
| Vacant Housing Units | 796 ( 4.0%) |
| Median Home Value | $257,293 |
| Average Home Value | $298,692 |
Housing Distribution
Address Breakdown
Residential
20,141
Single Family
18,477
Multi-Family
1,664
Businesses
625
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1981
6,838 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78250, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,819 (100%) |
| Owner Occupied HU | 14,411 (72.7%) |
| Renter Occupied HU | 4,612 (23.3%) |
| Vacant Housing Units | 796 ( 4.0%) |
| Median Home Value | $257,293 |
| Average Home Value | $298,692 |
Housing Distribution
Address Breakdown
Residential
20,141
Single Family
18,477
Multi-Family
1,664
Businesses
625
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Gary Bisha • My Castle Realty
Mls Name: LERA MLS
Mls ID: #1921436