9427 Grizzly Flat RdGrizzly FlatsCA95636
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 9427 Grizzly Flat Rd, Grizzly Flats, CA, 95636 in Grizzly Flats: $4,279/mo in rent, $1,378/mo net, 10.95% gross yield, all on a $469,000 acquisition. The 2.03 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $129,576 in value, and $4,320/yr in principal paydown steadily builds equity. Projected total cumulative return: $266,519.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 5.0% |
| Monthly Cash Flow | $1,378 | $250 |
City averages based on Grizzly Flats market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,279 |
| Total Monthly Debt Service | $2,715 |
| DSCR Ratio | 1.58x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2004
4.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95636, Grizzly Flats, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 551 (100%) |
| Owner Occupied HU | 334 (60.6%) |
| Renter Occupied HU | 48 ( 8.7%) |
| Vacant Housing Units | 169 (30.7%) |
| Median Home Value | $642,523 |
| Average Home Value | $764,528 |
Housing Distribution
Address Breakdown
Residential
59
Single Family
59
Multi-Family
0
Businesses
9
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2004
4.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95636, Grizzly Flats, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 551 (100%) |
| Owner Occupied HU | 334 (60.6%) |
| Renter Occupied HU | 48 ( 8.7%) |
| Vacant Housing Units | 169 (30.7%) |
| Median Home Value | $642,523 |
| Average Home Value | $764,528 |
Housing Distribution
Address Breakdown
Residential
59
Single Family
59
Multi-Family
0
Businesses
9
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: April Stewart • LPT Realty, Inc
Mls Name: MetroList Services of CA
Mls ID: #226010226