9422 Silver Bridge RdPalo CedroCA96073
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 9422 Silver Bridge Rd, Palo Cedro, CA, 96073 in Palo Cedro is capital appreciation. Rental yield 2.83%. The 2.83% gross yield at $750,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $207,211 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.52) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $99,652.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.8% | 6.0% |
| Monthly Cash Flow | $(2,872) | $1,500 |
City averages based on Palo Cedro market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,768 |
| Total Monthly Debt Service | $4,341 |
| DSCR Ratio | 0.41x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1907
40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96073, Palo Cedro, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,933 (100%) |
| Owner Occupied HU | 1,617 (83.7%) |
| Renter Occupied HU | 205 (10.6%) |
| Vacant Housing Units | 111 ( 5.7%) |
| Median Home Value | $561,115 |
| Average Home Value | $577,876 |
Housing Distribution
Address Breakdown
Residential
1,646
Single Family
1,642
Multi-Family
4
Businesses
290
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1907
40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96073, Palo Cedro, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,933 (100%) |
| Owner Occupied HU | 1,617 (83.7%) |
| Renter Occupied HU | 205 (10.6%) |
| Vacant Housing Units | 111 ( 5.7%) |
| Median Home Value | $561,115 |
| Average Home Value | $577,876 |
Housing Distribution
Address Breakdown
Residential
1,646
Single Family
1,642
Multi-Family
4
Businesses
290
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Chris A Young • Coldwell Banker C&C Properties
Mls Name: SMLS
Mls Provider:
Mls ID: #25-487
Disclaimer: Copyright Shasta Association of Realtors. All rights reserved. Information is deemed reliable but not guaranteed.