9414 State Route 17 HwyWyomingIL61491
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play9414 State Route 17 Hwy, Wyoming, IL, 61491 in Wyoming is priced for appreciation, not yield. Rental yield 2.88%. At $249,900 with a 2.88% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $69,043 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.53) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $22,565.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.9% | 7.5% |
| Monthly Cash Flow | $(1,135) | $300 |
City averages based on Wyoming market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $599 |
| Total Monthly Debt Service | $1,634 |
| DSCR Ratio | 0.37x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
6.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61491, Wyoming, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 894 (100%) |
| Owner Occupied HU | 621 (69.5%) |
| Renter Occupied HU | 146 (16.3%) |
| Vacant Housing Units | 127 (14.2%) |
| Median Home Value | $121,677 |
| Average Home Value | $160,700 |
Housing Distribution
Address Breakdown
Residential
858
Single Family
842
Multi-Family
16
Businesses
76
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
6.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61491, Wyoming, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 894 (100%) |
| Owner Occupied HU | 621 (69.5%) |
| Renter Occupied HU | 146 (16.3%) |
| Vacant Housing Units | 127 (14.2%) |
| Median Home Value | $121,677 |
| Average Home Value | $160,700 |
Housing Distribution
Address Breakdown
Residential
858
Single Family
842
Multi-Family
16
Businesses
76
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices