940 Gage StreetBenningtonVT05201
INVESTMENT ANALYSIS
Investment Verdict
Solid Income940 Gage Street, Bennington, VT, 05201 in Bennington is a solid income-producing rental, 9.48% gross yield, $2,370/mo rent, $374/mo net cash flow on a $300,000 buy. DSCR 1.76 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $82,884 and $2,763/yr in principal reduction project a total cumulative return of $138,472.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 9.0% |
| Monthly Cash Flow | $374 | $850 |
City averages based on Bennington market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,370 |
| Total Monthly Debt Service | $1,876 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1945
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05201, Bennington, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,910 (100%) |
| Owner Occupied HU | 3,819 (55.3%) |
| Renter Occupied HU | 2,304 (33.3%) |
| Vacant Housing Units | 787 (11.4%) |
| Median Home Value | $249,578 |
| Average Home Value | $306,184 |
Housing Distribution
Address Breakdown
Residential
6,410
Single Family
6,029
Multi-Family
381
Businesses
725
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1945
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05201, Bennington, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,910 (100%) |
| Owner Occupied HU | 3,819 (55.3%) |
| Renter Occupied HU | 2,304 (33.3%) |
| Vacant Housing Units | 787 (11.4%) |
| Median Home Value | $249,578 |
| Average Home Value | $306,184 |
Housing Distribution
Address Breakdown
Residential
6,410
Single Family
6,029
Multi-Family
381
Businesses
725
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Christine M Lewis • Brattleboro Area Realty
Mls Name: PrimeMLS
Mls ID: #5069924