94 Whitehall RoadRochesterNH03868
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 94 Whitehall Road, Rochester, NH, 03868 in Rochester speaks for itself: 10.08% gross on a $399,900 price, generating $3,358/mo in rent and $677/mo in net income after the $1,798/mo debt service. DSCR 1.87, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $8,126 stacks alongside $110,485 in projected five-year appreciation and $3,683/yr in principal reduction. Projected total cumulative return: $196,141.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 6.2% |
| Monthly Cash Flow | $677 | $450 |
City averages based on Rochester market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,358 |
| Total Monthly Debt Service | $2,521 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1930
1.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03868, Rochester, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,619 (100%) |
| Owner Occupied HU | 1,862 (71.1%) |
| Renter Occupied HU | 662 (25.3%) |
| Vacant Housing Units | 95 ( 3.6%) |
| Median Home Value | $241,154 |
| Average Home Value | $296,823 |
Housing Distribution
Address Breakdown
Residential
2,772
Single Family
1,905
Multi-Family
867
Businesses
105
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1930
1.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03868, Rochester, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,619 (100%) |
| Owner Occupied HU | 1,862 (71.1%) |
| Renter Occupied HU | 662 (25.3%) |
| Vacant Housing Units | 95 ( 3.6%) |
| Median Home Value | $241,154 |
| Average Home Value | $296,823 |
Housing Distribution
Address Breakdown
Residential
2,772
Single Family
1,905
Multi-Family
867
Businesses
105
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Barbara F Murphy • Century 21 NE Group
Mls Name: PrimeMLS
Mls ID: #5062822