94 7th StFond Du LacWI54935
INVESTMENT ANALYSIS
Investment Verdict
Solid Income94 7th St, Fond Du Lac, WI, 54935 in Fond Du Lac earns a respectable 9.6% gross yield at $140,000, but after the $630/mo mortgage the net cash flow is $180/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.78) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $38,679 over five years, making equity the dominant return driver. Total projected return: $65,004.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 7.8% |
| Monthly Cash Flow | $180 | $420 |
City averages based on Fond Du Lac market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,120 |
| Total Monthly Debt Service | $884 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1880
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54935, Fond Du Lac, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,579 (100%) |
| Owner Occupied HU | 11,099 (56.7%) |
| Renter Occupied HU | 7,418 (37.9%) |
| Vacant Housing Units | 1,062 ( 5.4%) |
| Median Home Value | $205,150 |
| Average Home Value | $245,383 |
Housing Distribution
Address Breakdown
Residential
18,557
Single Family
15,135
Multi-Family
3,422
Businesses
1,123
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1880
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54935, Fond Du Lac, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,579 (100%) |
| Owner Occupied HU | 11,099 (56.7%) |
| Renter Occupied HU | 7,418 (37.9%) |
| Vacant Housing Units | 1,062 ( 5.4%) |
| Median Home Value | $205,150 |
| Average Home Value | $245,383 |
Housing Distribution
Address Breakdown
Residential
18,557
Single Family
15,135
Multi-Family
3,422
Businesses
1,123
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: RANW
Mls ID: #50318911