94-5774 Kalakau StNaalehuHI96772
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder94-5774 Kalakau St, Naalehu, HI, 96772 in Naalehu is a solid income-producing rental, 7.75% gross yield, $4,904/mo rent, $569/mo net cash flow on a $759,000 buy. DSCR 1.44 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $209,698 and $6,990/yr in principal reduction project a total cumulative return of $323,600.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 4.2% |
| Monthly Cash Flow | $569 | $1,850 |
City averages based on Naalehu market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,904 |
| Total Monthly Debt Service | $4,020 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
0.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96772, Naalehu, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,233 (100%) |
| Owner Occupied HU | 793 (64.3%) |
| Renter Occupied HU | 221 (17.9%) |
| Vacant Housing Units | 219 (17.8%) |
| Median Home Value | $453,667 |
| Average Home Value | $545,832 |
Housing Distribution
Address Breakdown
Residential
45
Single Family
45
Multi-Family
0
Businesses
73
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2022
0.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96772, Naalehu, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,233 (100%) |
| Owner Occupied HU | 793 (64.3%) |
| Renter Occupied HU | 221 (17.9%) |
| Vacant Housing Units | 219 (17.8%) |
| Median Home Value | $453,667 |
| Average Home Value | $545,832 |
Housing Distribution
Address Breakdown
Residential
45
Single Family
45
Multi-Family
0
Businesses
73
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices