94-5766 Awa Pae LoopNaalehuHI96772
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe income profile at 94-5766 Awa Pae Loop, Naalehu, HI, 96772 in Naalehu is straightforward: $489,500 in, $3,113/mo in rent, $312/mo out after debt service. The 7.63% gross yield and 1.41 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $135,240 by year five. With $4,508/yr in principal equity, the total cumulative return is projected at $205,535.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 4.2% |
| Monthly Cash Flow | $312 | $1,850 |
City averages based on Naalehu market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,113 |
| Total Monthly Debt Service | $2,593 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96772, Naalehu, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,233 (100%) |
| Owner Occupied HU | 793 (64.3%) |
| Renter Occupied HU | 221 (17.9%) |
| Vacant Housing Units | 219 (17.8%) |
| Median Home Value | $453,667 |
| Average Home Value | $545,832 |
Housing Distribution
Address Breakdown
Residential
45
Single Family
45
Multi-Family
0
Businesses
73
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96772, Naalehu, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,233 (100%) |
| Owner Occupied HU | 793 (64.3%) |
| Renter Occupied HU | 221 (17.9%) |
| Vacant Housing Units | 219 (17.8%) |
| Median Home Value | $453,667 |
| Average Home Value | $545,832 |
Housing Distribution
Address Breakdown
Residential
45
Single Family
45
Multi-Family
0
Businesses
73
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices